Commuters travel in a crowded suburban train during the morning rush hour in Mumbai March 14, 2012. India’s railway ministry plans to borrow 500 billion rupees ($10.02 billion) from the market through the Indian Railway Finance Corporation (IRFC) in the 2012/13 fiscal year, the Railway Minister said on Wednesday. REUTERS/Danish Siddiqui (INDIA – Tags: BUSINESS TRANSPORT SOCIETY)